Duhamel

What did you spend?

Tap a category to log it

Income

Spent

Left

PERIOD BALANCE

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Calculating...

Income

Spent

Invested

Spending breakdown

📈 Net Worth details

Assets · debts · investments

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🧾 All transactions

Recent income & spending · tap to edit

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Plan

🎯 Savings Goals

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✈️ Sinking Funds

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👨‍👩‍👧 Loans to Kids

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Income & Expense

INCOME LOGGED THIS MONTH

This is your whole budget — categories split it by %

Recent activity · tap to edit

Settings

🧾 Bills & Reserves

Set aside per cheque for bills

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🎚️ Budget Allocation

Split spendable cash across categories by %

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💰 Log Income

Paycheque, side job, board

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☁️ Cloud Sync

Shared between both phones · tap to refresh

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🧮 Budget Engine

Simple — visible Bills pot

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⚙️ Advanced

Smoothing, carryover, auto-invest, API key

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🗑 Reset Entries

Clear all logged spending

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Groceries

Budget: $0 · Spent: $0

Log Income

💼 MOR Pay

🪚 Side Job

🌿 Jess Pay

📋 Jess EI

🏠 Room & Board

💵 Other

Amount

💰 Save / invest first?

To account Amount to save/invest

🧾 Set aside from this cheque

To Bills pot

Note

Spread over (days)

How many days this income should pad your budget — keeps the daily amount smooth instead of spiking today.

✨ Assign Extra

Amount

Send it to

Spread over (days)

Smooths this money into your daily budget instead of spiking today.

Reading Statement...

Claude is analyzing your statement

⚙️

Reading your statement...

Claude is identifying merchants, amounts, and categorizing everything. This takes about 15-30 seconds.

New Goal

Goal Name Icon Target Amount Current Progress ($) Target Date (optional) Sinking fund — set aside from each cheque

Add a kid

A card to track money lent to this child. Use ＋ Loan / － Payment on the card to adjust the balance.

Name Icon

Edit Transaction

Amount

Category / Source Date Note

Update Balance

Enter the current balance from your banking app. This is read-only tracking — no money moves.

Current Balance

Set Balance

Enter the current balance from the lender. Your logged payments stay on record — this just re-anchors the total so it matches reality.

Current Balance

Interest rate (APR %)

Used to rank which debt to pay off first.

Edit Monthly Budgets

🎚️ Budget Allocation

Each category's share of your income — they always total 100%. Raise one and the rest adjust evenly.

Log Contribution

Account Amount Note

Add Account

Name Current Value Notes

💳 Pay LOC

Balance: $13,130 at 8.95%

Payment Amount

Note

📱 Pay Flexiti

Balance: $1,334.81 at 0%

Payment Amount

Note

📈 Update TFSA

Enter your current WealthSimple balance — Jess sees it instantly

Current Market Value

WealthSimple → Portfolio value → paste here

🧾 Bills & Reserves

How much of each cheque moves into your Bills pot. Leave blank to auto-suggest (≈ half your $0/mo bills per earner). The rest is spendable.

Bryce — per MOR cheque (every 2 weeks) Jess — per cheque (twice a month) Other income — per cheque

Fixed Bills

Tap any bill to adjust its amount, or “Mark paid” when it comes out to draw it from your Bills pot.

Monthly Fixed Total

Edit Bill

This Month's Amount

Update Default Amount

Updating the default saves it permanently for future months.

Due day of month

When this bill hits — shows a “due soon” flag. Your budget reserves bills smoothly all month, so this is just for visibility.